Roofers face far higher premiums for their public liability and employer's liability insurance than many other trades in the construction industry. The reasons for this are manyfold - roofs, by their very nature - are high and sadly that means that any minor accident can suddenly become very serious (such as dropping a hammer!) compared to working at ground level. Also, where an employee falls off a ladder or scaffolding, or off the roof, the injuries caused are obviously very serious resulting in very high compensation. Lastly, if you use heat at any time, you will need to mention this and the premium will be higher again because of the extra risk of fire damage to the building you are working on.
Insurance companies are reluctant to insure roofing contractors because of the risks involved. However, we have several specialist insurance schemes for roofers (both with and without heat) and already insure many businesses like yours all around the country. The reason why so many roofing specialists choose us is because we negotiate with different insurance schemes to obtain the best terms and lowest premium for each and every client. If you do not use heat and have less than 5 workers, we can offer instant quotations and cover by clicking here. For bigger firms and those using heat, please complete the form below for a no-obligation quotation.
Some assumptions will be made. Click here to see what they are.
If you would like to know more about this insurance, or are unsure about what policy is right for you, one of our friendly team will be happy to help you.
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