Home Insurance

Why do you need home and contents insurance?

It’s all too easy to underestimate the replacement cost of your belongings. Without the right home contents insurance advice, some policies simply won’t pay out. We take our role in advising you about your home contents very seriously. We’ll work with you to tailor your protection to your individual needs and whilst helping you manage your risk to keep premiums down.

Many standard policies have restrictive conditions on alarms and safes – which may not suit your lifestyle. Your jewellery may be insured – but not as it lies on your dressing table after an evening out!

As well as providing extra cover with fewer small–print exclusions, specialist “high net worth” policies are often rated lower than standard home insurance because of the care owners take of their property. Our advisers and specialist insurers will help you calculate the value of your possessions, and all home contents, with a discreet appraisal.

The more you can demonstrate your commitment to taking care of your assets through good security and risk management, the better proposition you are to an insurer. Our expert advisers will help you protect your home without compromising its aesthetic value – and if you do need to make a claim, we’ll make sure it’s quick and easy.

Our dedicated home contents insurance claims advisers are here to help and support you every step of the way.  But some things of personal value simply can’t be replaced – we can also make sure you have the best chance of recovering stolen property