Specialist insurance for beauty salons, freelance and mobile beauticians
Who are we?
At Versatile Insurance we are experts at arranging specialist policies for the health and beauty profession, including:
- Beauty Salons
- Body Piercers
- Hairdressing Salons
- Nail Technicians
- Semi-permanent make-up
- Tattoo removals
Public Liability insurance will cover you in the event that you injure someone not working for your business, or damage their property, due to your negligence. Our insurance policies also include treatment liability. If you employ anybody, you will need to buy Employer's Liability insurance to insure them in the event that they are hurt at work due to the negligence of your business.
Salon insurance will also cover public and employer's liability and treatment liability. With our salon insurance policy, you can pick and choose what you cover. You can include your stock, contents, fixtures and fittings, tenant's improvements (or the building if you are the owner), business interruption, personal accident, book debts and money. Obviously, the more cover you buy, the higher the premium will be.
Do you employ real people?
Yes – of course! We have a friendly team of insurance experts in our office in Okehampton dealing with businesses like yours, all day, every day. Just call our quote hotline 01837 658955 Monday to Friday 9.00am to 5.00pm.
Which treatments will we cover?
Our public liability and treatments risks insurance policy will cover the application of cosmetics; pedicures, manicures and nail extensions; facials including washes, cleansing, ionisation and steaming treatments; body wrapping, brushing and exfoliation; Alexander technique; bodily and facial massage using proprietary creams and oils including acupressure, Bowen technique, hot stone treatments, reiki, reflexology, hydrothermal massage and massage using mechanical or infra red equipment; bleaching of body hair, removal of hair by means of electrolysis, depilatory creams, galvanic epilation, eyebrow shaping, sugaring, threading, tweezing, waxing; eye lash shaping and tinting; biochemics; application of tanning creams, sprays and oils; ear or nose piercing using a stud gun; cellulite treatments; colour therapy, crystal therapy, thermo auricular treatment; glycolic acid peel treatment; light therapy; micro epidermal abrasion treatment and paraffin wax treatment.
Our salon insurance policy will cover washing styling cutting or drying of the hair, dyeing tinting bleaching permanent waving straightening or other treatment of the hair or the scalp and tinting or plucking of the eye brows, Indian head massage Eastern head massage acupressure shiatsu reiki and reflexology (other than reflexology treatment to pregnant women), manicuring (including nail extensions and nail art) pedicuring aromatherapy (other than aromatherapy treatment to pregnant women) or the application of cosmetics, ear or nose piercing by the gun and stud method (provided that consent is obtained from parents or guardians prior to treatment of minor), the provision of facials (including masks ionisation and steaming treatments but not facial peel, the application of proprietary hair removal body wax or sugaring or other external body treatment preparations (including spray tanning) including body brushing, electrical body toning endermologie and hair removal using electrolysis equipment provided that such equipment is operated by a Qualified Person, non-invasive holistic treatments including colour therapy and crystal healing.
Visit our contact page or speak to one of our lifestyle and beauty insurance specialists on 01837 658955.
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