Rented property insurance

When you rent or let out your residential or commercial property, make sure the cover you buy meets your needs and is a specialist rented property insurance policy. A cheap policy which doesn't pay claims is a waste of money. At Versatile Insurance we are experts at arranging rental property insurance for houses, flats, maisonettes and cottages which will be let to Working and Retired persons, Students, DSS referrals, Asylum Seekers or used as holiday or second homes, shops, offices, storage or any other type of business or any combination of these.

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As well as most of the cover you would normally expect from as standard buildings insurance, we can include

  • Loss of rent after a claim on your policy
  • Landlord's liability
  • Malicious damage caused by tenants (certain policies only)
  • Contents owned by you the landlord

And for residential properties at an additional charge, please contact us to buy this cover after you have bought a policy from our website.

  • Legal expenses for £29.50 per property
  • Rent protection and legal expenses for £99.50 per property

When you obtain a quotation, please check the Key Facts for full information and don’t forget we have friendly, expert staff available for you to talk to, during normal office hours.

  • Rental residential properties which are rented or tenanted on a regular basis to any tenant including working and retired persons, students, DSS referrals and asylum seekers.
  • Rental commercial properties
  • Holiday and second homes which are used solely as a Holiday Home by the owner, your family, your friends, as well as commercial lettings to holidaymakers.
  • Second homes that are used on a semi-regular basis with long periods of un-occupancy (i.e. home in London for weekday use whilst at work and left un-occupied at weekends whilst at main residence or vice versa). Cover will also be provided for owners who live or work abroad, and only use their property whilst staying in the United Kingdom.
  • Contents owned by you the landlord

If you would like to know more about this insurance, or are unsure about what policy is right for you, one of our friendly team will be happy to help you.

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