Renovation Insurance for Houses

If you are renovating a house which you will occupy as your home, or will let, or sell, you qualify for our renovation insurance scheme. When you are starting your project, you will require insurance cover for the existing structure (the building) and the work in progress (new works). We arrange a range of insurance policies for renovation projects from a cheap, basic cover right up to a competitive comprehensive policy including squatter cover, and are happy to arrange cover at any stage of the construction.

How much will the premium be?

Premiums vary according to many factors such as the postcode, the construction, rebuilding cost, cost of works and what cover and term you require. However, premiums start from just £93.95 for renovation insurance for 6 months insurance for our most basic cover.

What do Versatile Insurance do which is different to everybody else?

We know that we have a lot of competition for your business. We are experts in construction insurance and have been in business since 2004 specialising in arranging insurance for builders, property developers and self builders. We compare different insurers and policies to obtain the cheapest quote and the best cover according to your individual requirements. Whether your requirement is the cheapest premium, a comprehensive cover, or you have difficult circumstances, our friendly and professional team of consultants will do their best to help.

Do you have you any "Unique Selling Points?"

Every company that sells insurance will say they are the cheapest or the best (or both!) We think that we stand apart from the crowd because we treat our clients as part of the construction industry and therefore are a "one stop shop" offering the same facilities to everyone. Examples are payment by instalments or arranging other types of insurance such as property owners liability and JCT 21.2.1 insurance cover (very important if you are working on a party wall). Furthermore, if you are not classified as a self builder or home renovator, we can also arrange an insurance policy for you as a builder or property developer.

What cover am I buying?

This is just a summary of our best selling policy - terms, conditions and excesses apply and we will supply full details with your quotation. We also arrange other policies with different cover, but with terms and premiums exclusive to ourselves that you cannot obtain elsewhere:-

• Existing Structure and Work in progress Level 1 cover
• £2,000,000 Public Liability
• Fire, Lightning, Explosion, Earthquake
• Aircraft or articles dropped therefrom
• Can be converted to a home or let policy
• Optional cover contents available
• Optional cover JCT 21.2.1 available
• Optional cover legal expenses available
• Pay by Cheque, Debit Card, Credit Card (2.5% fee) or, if the policy is 12 months or longer, by 10 monthly instalments (11% extra, minimum £50 charge) by direct debit mandate
• 6 or 12 months cover (which can be renewed)
• No forms to complete
• Underwritten by a major insurer
• Projects in England, Wales, Scotland and Northern Ireland

• Free and quick telephone quotations
• Free expert insurance advice
• Existing Structure and Work in progress Level 2 cover all the above plus
• Storm, Tempest, Flood (excluded for certain areas), Escape of Water
• Impact by vehicles and animals
• Existing Structure and Work in progress Level 3 cover all the above plus
• Damage caused by any person of malicious intent up to £5000
• Damage caused by squatters up to £5000
• Riot and Civil Commotion
• Theft or attempted theft by forcible and violent entry or attempt

If you don't like to complete forms and would like us to contact you, please click here to email us your name and telephone number. If you would like us to supply a written quotation, please complete the following form.

Please fill out the form to obtain a quotation. Some assumptions have been made. Please click here to see what they are.

Your Details

Title MrMrsMissMsOther

First Name*

Surname*

Address 1*

Town*

Postcode*

Email*

Daytime Tel*

Best Time To Phone Please don't phone meAny Time 9.00am to 5.00pmMorning 9.00am to NoonLunchtime Noon - 2.00pmAfternoon 2.00pm - 5.00pm

Please describe your occupation and your partner's occupation:*

What is your date of birth?

About The Property To Insure

Address 1

Address 2

Town

Postcode

Description of Works Please Select New build (no works started) Renovation or New build (partially completed)

The Type of Property Detached House Semi Detached House Terraced House Bungalow Chalet Barn Church or Religious Building Farmhouse Commercial or Business Property Flat School Public House Windmill Other

Construction of Walls Brick Stone Concrete Cob Timber Lathe & Plaster Other

Construction of Roof Tile Slate Concrete Thatch Other

Is more than 30% of the roof flat? Yes No

What are your Intentions for the building when works are complete To Live in To Let To Sell

Is the property in an area where flooding has previously occured? Yes No

Rebuild value of any existing structure

What will the works cost?

What are your Intentions for the building when works are complete To Live in To Let To Sell

When is cover required to start 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Please Select January February March April May June July August September October November December 2013 2014

When will the works commence 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Please Select January February March April May June July August September October November December 2032 2031 2030 2029 2028 2027 2026 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992

Have you been insured for house or properties being renovated before Yes No

If yes, which insurer was it

Have you made any claims or have there been any incidents that would give rise to a Property claim in the past 5 years Yes No

Are any of the works of a major nature i.e. Substantial Demolition, Major Excavation, Piling or Water Diversion Yes No

Please provide details of works to be undertaken.

Is there a basement? Yes No

Do you have planning permission? Yes No

Do you live within 25 metres of the site? Yes No

Have you had self build insurance for this property before? Yes No

How many months do you want insurance for? 12 18

Rebuild value of existing structure

Approx year property built

Will the Property or site be occupied when the work is carried out? Yes No

Is the Property Weatherproof and watertight? Yes No

Is the Property Secure? Yes No

Is the property in an area where flooding has previously occured? Yes No

Has the Property any history of Subsidence Heave or landslip Yes No

Contents Sum Insured £ (Optional) Not required 500 1,000 1,500 2,000 2,500 3,000 3,500 4,000 4,500 5,000 5,500 6,000 6,500 7,000 7,500 8,000 8,500 9,000 9,500 10,000 10,500 11,000 11,500 12,000 12,500 13,000 13,500 14,000 14,500 15,000 15,500 16,000 16,500 17,000 17,500 18,000 18,500 19,000 19,500 20,000 20,500 21,000 21,500 22,000 22,500 23,000 23,500 24,000 24,500 25,000 25,500 26,000 26,500 27,000 27,500 28,000 28,500 29,000 29,500 30,000 30,500 31,000 31,500 32,000 32,500 33,000 33,500 34,000 34,500 35,000 35,500 36,000 36,500 37,000 37,500 38,000 38,500 39,000 39,500 40,000 40,500 41,000 41,500 42,000 42,500 43,000 43,500 44,000 44,500 45,000 45,500 46,000 46,500 47,000 47,500 48,000 48,500 49,000 49,500 50,000

What will the works cost?

Is the Property Listed? Not Listed Grade 1 Grade 2 Scotland Category A Scotland Category B Scotland Category C (S)

What are your Intentions for the building when works are complete To Live in To Let To Sell

When is cover required to start 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Please Select January February March April May June July August September October November December 2013 2014

When will the works commence 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Please Select January February March April May June July August September October November December 2032 2031 2030 2029 2028 2027 2026 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992

Do you require cover for Hired in Plant Yes No

Do you require cover for Legal Expenses (Additional £50) Yes No

Have you been insured for house or properties being renovated before Yes No

If yes, which insurer was it

Have you made any claims or have there been any incidents that would give rise to a Property claim in the past 5 years Yes No

Are any of the works of a major nature i.e. Substantial Demolition, Major Excavation, Piling or Water Diversion Yes No

Please provide details of works to be undertaken.

Have you had self build or renovation insurance for this property before? Yes No

How many months do you want insurance for? 6 9 12 15 18

If there is anything we have failed to ask but could affect your quotation, please enter details in the area below. This will help us give you a more accurate quotation.

Receive occasional updates & offers?

How did you get to hear of us? Please select Bing Building news Building and facilities news Google Housebuilder and developer Recommendation Refurb and renovation news Self build homes Yahoo Yellow pages Website referral Other

Please fix these first