House Renovation Insurance

When a property is empty and will be undergoing renovations, it can be very difficult to obtain cover because most insurance companies do not insure homes that are unoccupied. We can cover most types of properties including commercial, barns and derelicts.

At Versatile, we offer policies which are suitable for

• One-off renovations projects
• Property Developers
• Builders
• Property Investors
• Speculators
• Empty properties

If you don't like to complete forms and would like us to contact you, please click here to email us your name and telephone number. If you would like us to supply a written quotation, please complete the following form.

Please fill out the form to obtain a quotation. This form works with Google "AutoFill".

Some assumptions have been made. Please click here to see what they are.

Your Details

Title MrMrsMissMsOther

First Name*

Surname*

Address 1*

Town*

Postcode*

Email*

Daytime Tel*

Best Time To Phone Any Time 9.00am to 5.00pmMorning 9.00am to NoonLunchtime Noon - 2.00pmAfternoon 2.00pm - 5.00pm

Please describe your occupation and your partner's occupation:*

What is your date of birth?

About The Property To Insure

Address 1

Address 2

Town

Postcode

How long has the property been empty for? Currently occupied Under 1 month 1-3 months 3-6 months 6-12 months Empty for over 12 months

What sort of property is this? Please select Business only Business with residential flat/s above Detached Bungalow Detached House Coach House End-terraced bungalow End-terraced House Flat only (ie NOT the entire building) Flats - Converted House Flats - Purpose built Maisonette Mid-terraced bungalow Mid-terraced House Semi-detached Bungalow Semi-detached House

How many bedrooms does the property have? Please select 0 1 2 3 4 5 6 or more

Which year was the property built?

Is it a "listed" property? No Grade I Grade II* Grade II Grade A Grade B Grade B+ Grade B1 Grade C

Please advise the re-building cost Click for Calculator

What is the construction of the walls? Brick Cob Other Stone Timber

Construction of the pitched roof, if any? Tile Metal Slate Thatch Not pitched - 100% flat Other

What percentage of the roof is flat? None Under 20% Between 21% and 30% Between 31% and 40% Between 41% and 50% Over 50%

What is the construction of the flat roof, if any?

Describe the works being undertaken Please select Redecorating only Modernisation - no structural Modernisation including structural Conversion to flats Commercial to residential Residential to commercial Barn conversion Other (please state below)

How long do you estimate the works will take? Under 3 months Between 3 - 6 months Between 6 - 12 months Over 12 months

How much do you estimate the works will cost? Up to £10,000 Up to £20,000 Up to £30,000 Up to £40,000 Up to £50,000 Up to £60,000 Up to £70,000 Up to £80,000 Up to £90,000 Up to £100,000 Other (please state below)

What do you intend to do with the property after renovating it? Please select Occupy it as my home Occupy it as a business Let it as residential Let it as commercial Sell it as residential Sell it as commercial

Does it have 5 lever mortise deadlocks on all final exit doors and key operated locks on all accessible windows? No Yes

Has the area ever been flooded? No Yes

How much excess would you prefer? £50 £100 £250 £500 £1,000 £5,000 £10,000

Have you had any claims in the past 5 years? No Yes

Please advise the date, what happened and how much was paid out

Would you prefer COMPREHENSIVE cover or the cheaper "Fire, Lightning, Explosion and Impact by Aircraft (FLEA) cover? Both policies usually include property owners liability. Comprehensive is not always available. Comprehensive FLEA (basic cover)

If there is anything we have failed to ask but could affect your quotation, please enter details in the area below. This will help us give you a more accurate quotation.

Receive occasional updates & offers?

Please fix these first