Property Owners Liability Insurance

At Versatile Insurance we can arrange Property Owners Liability insurance (sometimes simply referrred to as public liability) to cover your negligence in connection with the ownership of your building and any land which is part of the same deeds. We insure the liability of buildings and land in England, Wales, Scotland and Northern Ireland. You may own the property for personal or business use or may rent or lease it to someone else. Either way, it is possible that visitors (or trespassers!) may hurt themselves or damage their property, whist in or around your building.

Whatever your situation, we are certain we can help:-

Property owners liability insurance for residential, commercial and industrial buildings
Public Liability insurance for building plots (greenfield and brownfield sites), grazing land, woodland and fields
Communal areas for management companies
Other types of property including roads, lakes, wharfs and bridges.
United Kingdom and Northern Ireland.

Either telephone us on our quote hotline 01837 658955 Monday to Friday 9.00am to 5.00pm or complete the form below to obtain a quotation - premiums start from just £104.94. This form works with Google "AutoFill".

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Your Details

Title

First Name*

Surname*

Address 1*

Town*

Postcode*

Email*

Daytime Tel*

Best Time To Phone

Your business name, if any

About The Land Or Building To Insure

Address 1

Address 2

Town

Postcode

Describe any buildings, with a rebuilding cost, and advise their condition. Leave blank if none

If this is insurance for land only, advise the size of the land. Leave blank if not applicable

How long have you owned or let the building or land for?

Any public footpaths?

Any water features?

Is the land let out for grazing?

Is the land fenced or enclosed?

What is the land or building being used for?

Have you had any claims in the past 5 years?

What limit of cover do you require?

If there is anything we have failed to ask but could affect your quotation, please enter details here. This will help us give you a more accurate quotation.

Lastly! Please advise the name of your current insurers and your best quote.

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What can you cover yourself for?

Public Liability Insurance

When you work away from your business premises, you may cause harm to someone else or their property. For instance, you may drop a tool from a height and hit a person. If you require Public Liability insurance for land or a building, (also know as Property Owners Liability insurance) please click here for a quotation.

Employers' Liability Insurance

This is a legal requirement for nearly all employers and protects the employer against claims from employees, labour-only sub-contractors, hired people and people working under Government sponsored work schemes, where there has been negligence resulting in their injury or death.

Products Liability Insurance

When the goods you supply cause harm to a member of the public

Contractors All Risks Insurance (sometimes known as "Contract Works")

If you are involved with extending or converting a building or a new build, you are probably responsible for the work until the contract has been completed and handed over to the owner. If your work, for example, burns down, before handing over, you will be responsible for all of the costs of doing the work again. Please click here for a Contractors All Risks insurance quotation.

JCT 21.2.1

Injury or damage to property due to collapse, subsidence, heave. vibrations, weakening or removal of support or lowering of groundwater attributable to the carrying out of the Works but not due to any negligence of the contractor or design. Click here for a form to print, complete and return to us with the plans for the work.

If you would still like to know more about public liability insurance, or are unsure about what policy is right for you, get us to call you - click here to go to our call back form or call us on 01837 658955