Commercial Combined insurance policies are available for businesses that have a self-contained unit. This means that although you may share an entrance, kitchen, stairway, toilet etc with other businesses, you have your own room (or suite of rooms) that have their own entrance door (or doors) and can be locked with a 5 lever mortice deadlock with BS3621 standards. All windows must have key-operated locks.

This type of insurance is on a "pick and choose" basis. Any or all of the following covers can be selected, according to your requirements and budget. Bear in mind that the more cover your select, the higher the premium:-

  • Public liability in respect of visitors to your premises
  • Public Liability in respect of you or your employees working away from the premises
  • Products liability in respect of goods supplied by you
  • Employers' Liability
  • Loss and damage to your tools and equipment
  • Loss and damage to your stock and goods held in trust
  • Business Interruption to cover income and additional expenses (the best type) or additional expenses only (the cheaper type)
  • Goods whilst in transit
  • Loss or damage to the building that you own or the parts that you are responsible for
  • Tenants improvements

If you would like us to supply a quotation, please complete the following form.

Please fill out the form to obtain a quotation.This form works with Google "AutoFill".

Some assumptions have been made. Please click here to see what they are.

ABOUT YOU AND YOUR BUSINESS
Name :
Your business name :
Address Line 1 :
Address Line 2 :
Town or City :
Postcode :
E-mail :
Your website address :
Daytime telephone :
Best time to phone : (Monday to Friday)
Please describe your profession or trade
When was the business established?
How many years experience do you have?
What is the construction of the walls?
What is the construction of the pitched roof, if any?
What percentage of the roof is flat? %
What is the construction of the flat roof, if any?
Do you have 5 lever mortise deadlocks on all final exit doors and key operated locks on all windows
Do you have an intruder alarm system ?
Has the area ever been flooded?
Have you had any claims in the past 5 years?
How many years have you held this type of business insurance, until now, without claim?
PICK AND CHOOSE THE COVER REQUIRED
BUILDINGS
If you own the building, rebuilding cost £
If you own the building, is it a listed property?
If buildings insurance is required, is subsidence cover required?
... Not available if the property or surrounding area, has been affected by subsidence, landslip, heave or settlement
If you do not own the building, state a sum insured for tenants improvements £
If you do not own the building, state a sum insured for landlord's fixtures and fittings that you are responsible for £
CONTENTS
Computers £
Electronic equipment excluding computers £
Machinery £
Other trade contents (your fixtures and fittings) £
Stock and goods held in trust £
If any stock is "high risk", please advise which type and their value.
Examples being alcohol, audio and video equipment including media, binoculars, clothing, computer equipment and software, curios, drugs and medicines, jewellery and watches, mobile telephones, non-ferrous metals, photographic equipment, pictures, power driven tools, tobacco products and works of art
Estimated gross turnover for the coming year £
YOUR LIABILITIES
Is any work undertaken away from your premises?
Public Liability
Products Liability
Employers Liability
Do you export goods?
If there is anything we have failed to ask but could affect your quotation, please enter details in the area below. This will help us give you a more accurate quotation.
Lastly! Please advise the name of your current insurers (and broker) and your best quote so far

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