SPECIAL "NEW CUSTOMERS ONLY" OFFER FOR WEB SUBMISSIONS = 5% DISCOUNT

Any size premium NO MATTER HOW SMALL OR LARGE!

If you own a building, you will require cover for damage to the property, such as fire, flood, vandalism etc. If you have used the building as security for a loan (such as a mortgage), the lenders will demand a minimum amount of cover to be in place. Because we are "real" insurance brokers, we do shop around for you and can often place cover which is declined by most insurers including:-

  • Blocks of Flats : Click here for our blocks of flats web page
  • Buildings being renovated : Click here for our property under renovation insurance web page
  • Commercial buildings : including shops, offices, warehouses, factories of almost any trade or use
  • Empty buildings : (both commercial and residential)
  • Holiday Homes and Second Homes : for own use or hired out for commercial purposes. Click here for our holiday homes insurance web page
  • Houses and Flats Let to the working or retired, DSS, students and asylum seekers
  • Houses for Sale : 90 days, 182 days, 273 days and 12 month policies now available. Click here for our property for sale insurance web page
  • Property Owners Liability Insurance only. Click here for our property owners liability insurance web page

If the building is also your home, you will almost certainly require home insurance which is dealt with with in a separate section, here.

Optional extra cover:-

  • Contents Insurance:- Loss and damage cover is available where you have let the property on a "furnished" or "part furnished" premises.
  • Employers' Liability Insurance:- You are legally required to insure employees such as cleaners and maintenance workers.
  • Property Owners Liability Insurance:- This is "Public Liability" insurance for the building itself. For example, a slate may fall off the roof due to poor maintenance and hurt someone or damage their property (such as a car). Additionally, if you are supplying any contents (such as a cooker), you are also liable for these items. In order to obtain liability cover for harm caused by the contents, you must also insure the contents for loss and damage.
  • Rent Insurance:- If your building has been damaged by an insured peril (such as fire) you may have no tenants, losing you rental income. This is often included for free or available at a low cost.
  • Subsidence Insurance:- This cover is usually included automatically under home insurance, leaving you the impression that it is also included under other types of buildings insurance policies. Most commercial premises insurance policies do not include subsidence cover except as an optional extra. If you require this cover you must ensure it has been included.

If you would like us to contact you with a quotation, please click here to advise us your details. If you would like us to supply a quotation, please complete the following form.

Please fill out the form to obtain a quotation.This form works with Google "AutoFill".

Some assumptions have been made. Please click here to see what they are.

ABOUT YOU
Your name:
Your business name, if any:
Address line 1:
Address line 2:
Town or City:
Postcode:
E-mail:
Daytime telephone :
Best time for us to telephone you: (Mon to Fri)
Please describe your profession or trade (aside from property owner):
What is your date of birth?
ABOUT THE PROPERTY TO INSURE
Address line 1:
Address line 2:
Town or City:
Postcode:
What sort of property is this?
How many bedrooms does the property have?
How many flats are there (if any)?
Please describe what type of business is run from the property. Leave blank if none:
How is the property currently occupied?
If empty, when will it be occupied?
What is the construction of the walls?
Construction of the pitched roof, if any?
What percentage of the roof is flat?
What is the construction of the flat roof, if any?
Do you have 5 lever mortise deadlocks on all final exit doors and key operated locks on all windows. Double-glazed doors with multi- point locking are also acceptable
Has the area ever been flooded?
Have you had any claims in the past 5 years?
ABOUT THE COVER YOU REQUIRE
Pick and choose what you require, miss out what you don't
BUILDINGS
Don't complete if only contents cover is required
Please advise the re-building cost £
Which year was the building built?
If you own the building, is it a "listed" property
If buildings insurance is required, is subsidence cover required? Not available if the property or surrounding area has been affected by subsidence, landslip, heave or settlement
If rent cover is required, how much rent will you collect during the next 12 months? £ Leave blank if not required
CONTENTS AND OTHER OPTIONAL COVER
Value of the furnishings and appliances £ Leave blank if not required
Communal areas £ Leave blank if not required
Houses for sale - how long do you require insurance for ?
Buildings which will be renovated - do you require "Contractors All Risks" cover? Not available if works already started
Is Employers' Liability insurance required if you employ cleaners and janitors etc?
Is Property Owners liability insurance required?
If there is anything we have failed to ask but could affect your quotation, please enter details in the area below. This will help us give you a more accurate quotation.
Lastly! Please advise the name of your current insurers (and broker) and your best quote so far.

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