Office Insurance

 

Office insurance can be arranged any time of day or night by clicking here for our Quick-Quote system - and you can buy cover online as well!

We also offer a "human" system during normal office hours - either telephone our Quote Hotline 0845 838 6933 or complete our enquiry form below.

Office insurance is available for many occupations such as accountants, architects, estate agents, surveyors, IT consultants and web-designers. We arrange cover for

  • Commercial Offices
  • Home Offices (please use our human service)
  • Offices in garden out-buildings (use our human service)
  • Shared Offices (use our human service)
  • Shop-Offices
  • Small Office

A typical office insurance policy includes the following cover:-

  • Loss or damage cover to your office equipment whilst within your office and replaced on a "new for old" basis.
  • Public Liability with a £2,000,000 limit. This will cover visitors to your office and your staff while working away from your office for clerical and administrative duties.
  • £10,000,000 Employers' Liability

Extra cover available either as standard with some insurers, or as an extra charge for others:-

  • Book debts
  • Cost of reinstating documents and computer records
  • Business Interruption to cover income and additional expenses (the best type) or additional expenses only (the cheaper type)
  • Cover for portable equipment away from the office (such as lap-top computers, PDAs, mobile telephones, and other professional instruments)
  • Legal expenses

If you would like an instant quotation, please click here.

If you would like a human to supply a quotation, please complete the following form and submit to us or telephone us on our Quote Hotline 0845 838 6933.

Some assumptions have been made. Please click here to see what they are.

ABOUT YOU AND YOUR BUSINESS
Name :
Your business name :
Address Line 1 :
Address Line 2 :
Town or City :
Postcode :
E-mail :
Daytime telephone :
Best time to phone : (Monday to Friday)
Please describe your profession or trade
When was the business established?
How many years experience do you have?
Where is your office located? : (Monday to Friday)
Do you share your room or suite of rooms with another business? :
What is the construction of the walls?
What is the construction of the pitched roof, if any?
What percentage of the roof is flat? %
What is the construction of the flat roof, if any?
Do you have 5 lever mortise deadlocks on all final exit doors and key operated locks on all windows
Do you have an intruder alarm system ?
Has the area ever been flooded?
Have you had any claims in the past 5 years?
How many years have you held this type of business insurance, until now, without claim?
PICK AND CHOOSE THE COVER REQUIRED
BUILDINGS
If you own the building, rebuilding cost £
If you own the building, is it a listed property?
If buildings insurance is required, is subsidence cover required?
... Not available if the property or surrounding area, has been affected by subsidence, landslip, heave or settlement
If you do not own the building, state a sum insured for tenants improvements £
If you do not own the building, state a sum insured for landlord's fixtures and fittings that you are responsible for £
CONTENTS
Computers £
Electronic equipment excluding computers £
Other contents (furniture etc £
Business interruption based on incomec £
Busniess interruption based on additional expenses £
Documents and computer records £
Book debts £
PORTABLE EQUIPMENT AWAY FROM YOUR OFFICE
Computers £
Professional equipments £
Other equipment £
YOUR LIABILITIES Manual work will not be covered
Public Liability
Employer's Liability Automatically included
Is legal expenses required? Automatically included
If there is anything we have failed to ask but could affect your quotation, please enter details in the area below. This will help us give you a more accurate quotation.
Lastly! Advise the name of your current insurers (and broker) and your best quote so far

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