Insurance GuidesOur clients have told us the advice we offer have been invaluable to them in making the right desicions. Therefore we have put together the following Insurance Guides to help you. Click on a title below to view a summary and download the Guide.
What Is Contractors All Risks Insurance?
If you are refurbishing or extended your building or erecting a new one, you will need
insurance to be in place from the moment works start, to when they finish. The type of
policy that covers loss or damage to the new works is known as "Contractors All
Risks" or sometimes "Contract Works".
An Insurance Guide For Roofers
Roofers face more insurance worries than many other businesses. As well as the possibility of damaging
the building you are working on (public liability) and insuring your van or lorry, you need to check that
your sub-contractors also carry public liability insurance. You also need to ensure that if you ever use
any heat source (such as a hot-air gun or a bitumen boiler) that this is declared to your insurance
An Insurance Guide For Tattooists
Tattoo artists face more insurance risks than many businesses. As well as loss or damage to your
equipment (salon insurance) and the liability to the public when they call into your salon, or you visit
them (public liability), you may also injure your clients when you tattoo them, or they may suffer an
Property Owners Liability Guide
If you own land, perhaps a plot awaiting a house to be constructed or a field you have
purchased to stop developers from building and obstructing your view, it is possible
that a person may enter it and hurt themselves. The law requires you, as the owner, to
keep the land safe and will hold you responsible for any injuries.
Landlords Insurance Policy Guide
Professional Indemnity Insurance For IT Contractors
As an IT contractor or web designer, you provide knowledge, advice or skills to your client.
Professional Indemnity insurance covers you against the cost of claims from clients who are not
satisfied with your work.
What Is JCT Insurance?
Insurance Guide For Window Cleaners
Insurance Guide For Self Build Property Owners
Insurance Guide For Renovation
If you are planning refurbishment works to your home you are required to inform your insurer before the works begin. If you do not, you run the risk that your insurance policy will not cover you should you need to make a claim whilst your house is undergoing renovations.