Contractors All Risks Insurance

If you are involved with extending, refurbishing, converting a building or a "new build," you are probably responsible for the work until it has been completed and handed over to the owner. If your work, for example, burns down, before handing over, you will be liable for all of the costs of doing the work again. Additionally, you may have materials, tools, plant and site huts, all which will require cover for loss and damage. This is where a contractors all risks insurance policy really can help. Please note, if you are refurbishing a building, the existing structure will still need to be insured by the owner.

If you are undertaking a self build project - that is to say that you are building a house that you will move into after completion and use as your home - you will require a self build insurance policy which includes contractors all risks insurance, public and employers liability, plant, tools, and materials insurance, all in one package of cover. Please click here to see our specialist web site for self build insurance.

Premiums start at £160.65 for contractors all risks insurance if combined with public liability insurance or £367.50 for a "stand-alone" policy. Extra is charged for optional cover such as own plant, hired-in plant, site huts and employees tools insurance. To obtain a contractors all risks insurance quotation, simply complete the form below and submit.

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Your Details

Title MrMrsMissMsOther

First Name*

Surname*

Address 1*

Town*

Postcode*

Email*

Daytime Tel*

Best Time To Phone Please don't phone meAny Time 9.00am to 5.00pmMorning 9.00am to NoonLunchtime Noon - 2.00pmAfternoon 2.00pm - 5.00pm

Describe your profession or trade and advise the % of each type of work*

How many years experience? Over 10 yearsUnder 1 year2 - 3 years4 - 5 years5 - 9 years

Business Details

Business Name

Trading Style Please selectSole TraderPartnershipLimited CompanyLLPPLC

Year business established* Within past 12 months 1 year ago 2 years ago 3 years ago 4 years ago 5 years ago 5 - 10 years ago Over 10 years ago

Is any work undertaken outside the UK or Eire? No Yes

What do you estimate your contracting turnover will be for the coming year Up to £5,000 £10K £15K £20K £25K Up to £50K Up to £75K Up to £100K Up to £125K Up to £150K Up to £175K Up to £200K Up to £225K Up to £250K Up to £300K Up to £350K Up to £400K Up to £450K Up to £500K £500K to £1 million £1 million to £2 million Over £2 million

What do you estimate your total turnover will be for the coming year Up to £5,000 £10K £15K £20K £25K Up to £50K Up to £75K Up to £100K Up to £125K Up to £150K Up to £175K Up to £200K Up to £225K Up to £250K Up to £300K Up to £350K Up to £400K Up to £450K Up to £500K £500K to £1 million £1 million to £2 million Over £2 million

Any claims in the past 5 years? NoYes

Please advise the date, what happened and how much was paid out

Maximum value, any one contract

Maximum contract period   Months Years

Average value, any one contract

Average contract period   Months Years

Additional Cover: Leave blank for cover not required

Plant that you own

Total new value

Total market value

Total market value per site

Hired-in plant (including hired-in site huts)

Estimated hiring charges

Employees tools and effects

Amount per employee

Number of employees

Site huts that you own

Number of employees

Public Liability

Is public liability insurance required? No Yes

Select limit required £1 million £2 million £5 million £10 million

Select how many direct manual workers there are to insure for Public Liability Select if required 1 2 3 4 5 6 7 8 9 10 10+

How many direct manual workers for Employers' Liability? Select if required 1 2 3 4 5 6 7 8 9 10 10+

How much do you estimate will be paid to direct manual workers in the coming year?

How much do you estimate will be paid to labour only subcontractors in the coming year?

How much do you estimate will be paid to bona-fide sub-contractors in the coming year?

Will you or your workers use any heat source? No Yes - blow torch only Yes - hot air gun only Yes - including welding Yes - soldering iron only Yes - other (Please give details below)

How high are the tallest buildings that you work on? (If you work outside, at ground level, please ignore this question) Under 10 metres Up to 15 metres Up to 25 metres Above 25 metres

What sort of places will you work at in the coming year? Examples are private dwellings, shops, offices, schools, hotels, public houses, hospitals, factories and nursing homes.

What high risk work places will you work at? Leave blank if none.

Is there anything we have failed to ask but could affect your quotation?

Lastly! Advise the name of your current insurers (and broker) and best quote so far

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